Terms of Use

Effective October 18, 2026. These terms describe the use of the Schmitt Insurance Agency LLC website and its customer portal.

General information only

Website content is provided for general information and does not constitute an offer of insurance, a guarantee of coverage, or a substitute for policy language. Availability, eligibility, rates, and terms vary by carrier, coverage type, location, underwriting, and applicable law.

Quotes and coverage

A quote request, application, document upload, or communication through this site does not purchase, issue, change, renew, or bind insurance. Coverage takes effect only when properly accepted and bound by an authorized carrier, subject to applicable policy terms and requirements. Do not cancel existing coverage merely because you submitted a request here.

Customer accounts and documents

Customer portal accounts are intended for the account holder. Keep your login credentials private, provide accurate information, and do not access another person's documents. Share only documents relevant to an agency request and use secure methods for sensitive information. The agency may restrict access when necessary to protect information or comply with legal obligations.

Third-party providers and availability

The website relies on hosting, email, storage, and other service providers. Although we work to keep the site available, access may be interrupted. If an urgent coverage or claims matter arises, contact the agency directly rather than relying solely on a website submission.

Privacy and contact

See our Privacy Notice for website information handling. Questions about the site or an insurance request can be directed to Brad Schmitt at 405-269-0414 or bschmitt@premierinsok.com.

These website terms may be updated periodically. Specific policy documents and applicable law govern actual insurance coverage.